Luke 9:13 

But he said to them, “You give them something to eat.” 


Budgetingwith  Wisdom

Everyone needs a budget, but not everyone can make or keep a budget, even though a good budget can free your soul from worry and stress.

You remember the wisdom in Proverbs 21:2 “The plans of the diligent lead surely to advantage, but everyone who is hasty comes surely to poverty.” And, we all know that person whose inability to make a budget leaves them in debt.  Being in debt leaves them vulnerable to the predators with ‘get rich scams’ that promise them everything but take their money. 

These people are the same people who find themselves unable to move forward in their lives because they have never been taught the money planning skills that are part of budgeting.  The inability to budget can mean an endless cycle of late fees, service charges and penalties that people struggle to keep up with.  

That struggle means that a smart and able person may find themselves living in their parent’s home or a friend’s basement with no real hope of getting a car, an apartment or a house.  Once again this is echoed in Proverbs 25:28 “He who has no rule over his own spirit is like a broken down city without a wall.”

Now you have the tool to not only become diligent – but to also fix that city and build a wall!

Finally, please keep in your heart the message of Luke 14:28-30“For which of you, intending to build a tower, does not sit down first and count the cost, whether he may have enough to finish it; lest perhaps, after he has laid the foundation and is not able to finish, all those seeing begin to mock him, saying, This man began to build and was not able to finish.”

Love Must Be Sincere. Hate what is Evil; Cling to What is Good.

Romans 12:9

Peacefully Organize and Stop the Evil
By the Sensible Man
 - Reprinted with permission and encouragement from

Nazis are marching in the streets in the United States, these days.  This is a shocking statement to make, especially when,  only 65 years ago, this is the same country that fought to end Nazism and Fascism across the planet.  Didn't hundreds of thousands of Americans die fighting Nazis? Almost everyone I know had a parent, grandparent, Uncle or Aunt die fighting Fascism. So how is it that the people of the United States Allow Nazis in their streets?

The Japanese government  - the Japanese, and remember that Japan was a Nazi ally in WWII the Japanese Government does not allow Nazis to march in the streets.  The Chinese government does not allow Nazis to march in the streets. In every single video game, movie and novel written since WWII, we get to relive the reasons why Nazis are evil.

The last time the Nazis and Facists were tolerated, it resulted in the deaths of 85 million people  on the planet Earth - and the development of weapons of war that would sterilize this planet, and now these people are just being allowed to practice their particular type of insanity without even a modicum of counseling?

In reality, the tolerance without question of any ideology that preaches hate and eradication of anything that is simply going about its' life and being a productive member of this planet is a dangerous slide into psychosis.  It should be questioned thoughtfully and then replaced with the humanity which will guide us with love and joyful bounty to the future.

Americans:  You are lucky YOU can write to your senators and representatives and tell them to STOP HATE :

Everyone else: you can nicely and respectfully request that your American friends write to the people in their government (above) and request, with kindness, that they Stop Hate.

Matthew 25:35 

For I was hungry and you gave me food, I was thirsty and you gave me drink, I was a stranger and you welcomed me.


Make Yourself a Life-Tool  For Success!

Have you ever wondered how all of these rich people got and kept all of their money?

1 Samuel 18:14 “And David had success in all his undertakings, for the Lord was with him.”

A certain billionaire was reported to advise people – ‘Save part of your salary first, then you can spend what is left.’  However, most people look at the act of saving like they are depriving themselves of something. Everyone knows that isn’t really true, but the media has us so inundated with material wants that we often feel we are missing something if we do not have that latest and shiniest current fad.

A well planned out budget can put that nagging feeling to rest while insuring that your basic needs are always covered.  Having a budget means that you will know what is in your bank account and how much money you will have on a week to week basis for things like rent, food, transportation and, of course, fun.

Proverbs 2:7 "He holds success in store for the upright; he is a shield to those whose walk is blameless."

 Best Budgets for Success and Excellence in Your Life by Excellence-Success could be the Best Budget Book Ever. This book gives you easy step by step budgets that area actually planned out for you on a weekly basis for up to 104 weeks.  There are budgets for students saving to move from home, college graduates trying to pay off student loans, and professionals’ earning over $50,000.00 a year.  This book has recipes, menu plans and even grocery lists to help you budget wisely and even a section on how to adapt each budget to any every specific need you have.

This is an amazing book for everyone who wants to learn to eliminate debt, save money and become wealthy.

​​ Now is the time when we all start planning the larger events that will take us through the spring and summer and into the fall.  Mild weather tends to make us think of projects that need to be done and people we would love to see.  Whether the project is rebuilding a playground, painting the home of an elderly neighbor, staging a ‘fund raiser’ carnival, or just helping to host a luncheon, there are many tasks that need to be done and the most ignored is refreshments.

When you organize any group effort, especially a large one, remember that many of these people are willingly giving up their time.  Although volunteers are not there to be compensated, good people deserve to have some type of refreshment.  Refreshments are a polite way to say, “Thank you, you are appreciated.”  Sometimes a simple cooler full of cold water is all anyone wants, but other times, especially with all day fundraisers, the people who support you both deserve and need more.

Your Succcess

Why You Should Open Your Own Shop or Store Now.

Rainbows Stop Hate

H.R. Life –
Getting a job you want

You may be changing jobs, re-entering the work force, looking for a second job or thinking about how to get your first job, but you know unemployment is at historic lows, and employers are looking for people to add to their payroll.

You have applied to job openings featured in the newspaper and you have gone to job fairs but you have not been hired. You have printed and mailed out dozens of copies of your best resume but no one has called you.  You have proof read your resume and called your references to make certain they are prepared to give you a good word. You have done everything you can think of to let potential employers know you are there and interested but you have gotten very few interviews.

The question you ask yourself is, “Why …if all these companies say they cannot find qualified workers…why won’t ANYONE call me back?!

The answer is ‘You are going about it mostly wrong.’

The FIRST thing you need to know and understand is that most companies prefer to hire from within.  They prefer that because they will already have a person who is in their system who knows ‘their’ culture, will need little training (if any) and will have no surprise waiting in the wings.






The SECOND thing you need to know is:  Most companies have a policy that requires them to post every job opening.  That means EVERY position that becomes available – from Third Assistant Janitor Trainee to Chief Executive Managing Administrative Supervisor will be advertised.  And if it is not “policy’ then it is dictated by Union rules and agreements.

This ‘policy’ thing tends to work against you.  They are advertising the job, but they have almost ALWAYS already made the decision to promote or move a person from a lower position to the available position.  Then, once all the moving around has been done, they bring in the candidates who have sent in resumes for the advertised position – which has been filled.  But you do not know this. So, you come in when they call…and sit around in a room of other candidates for hours.  You take their employment tests, their personality tests and when you finally sit down with HR the nice person interviews you, makes you feel good about yourself and your chances, and then they say “The position of Administrative Assistant to the Director of Marketing has been filled BUT would you consider taking the receptionist position in that same department? The hours are the same but the pay is less.”

Now, if this is your first job or you have been job hunting so long you are broke…then this will be a good offer. Take it and continue to quietly look for a job that pays better.

You want to have your own business in the neighborhood where you live. That has been a dream you have entertained daily, but you have not taken that first step because you did not know if you could make a profit.  After all, you have heard that 50% of new businesses fail within the first five years.  

The fact is that 50% of all businesses started in the USA are still open and running after five years.  These businesses are paying their owners and managers a decent income and providing jobs, goods and services and stability to the communities they serve. The businesses that fail do so usually because the owner dies or becomes sick, they are in a bad location, they have bad products and/or customer service, and most of all – they start with no business plan. 

But YOU can be successful!

Now you can get the business plan you need to start your own shop or boutique business.  A  privately owned clothing, fashion or retail store had a net profit margin of 7% in the USA in 2013.  In comparison, home furnishings stores had profit margins of 3.98%, computer service shops were at 5.56% and print shops had 1.3% profit margins, which makes a small shop or boutique an ideal business.

If you look at one of the Career Portals available, you will see that a store manager in the apparel/fashion industry made approximately $3,420 per month in 2015.  This means that starting a retail boutique shop may be a winner for you!

If you want a business plan, you want a 
SPECTACULAR ONE - amazing super low price!


How Your Road to Success Can Run Right Through a Restaurant

People have to eat food in some form every day, and people like variety. Have you ever tried to save money by eating the same cheap food every day?  Whether it is packaged ramen soup or bologna and cheese sandwiches, it becomes dull, almost to the point of inedible, if you have to prepare it yourself and eat it every day. It is the preparation of even the simplest meals that drives people out of the kitchen and away to restaurants.

.....Continued in 'Wow Ideas'

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Success Follows Excellence- ALWAYS!

Deuteronomy 31:12-13 - Gather the people together, men, and women, and children, and the strangers within thy gates.

Excellence-Success E Commerce Business Plan

Did you want a


... for a healthy restaurant that you can franchise into a PROFITABLE CHAIN?

Now –‘THE SALADRY’ gives you that basic starter business plan.  You get several pages of charts, in addition to planning and basic direction.  You get the great sample budgets for this standard (cafe' or restaurant) basic expenses. Approximate starting expenses, employee expenses, and where the profit is are all laid out for you to study or customize.  All expenses have been estimated.  That’s not all - You get a basic, generic but tasty menu you can print out immediately or change to fit your idea. This basic plan has prices and the delicious descriptions of food that make customers come back for more.  You can use this menu or you can have your food manager or chef change it to suit local tastes or your own preferences. This contains a section of what to do when you want to franchise along with a few great recipes to get you started. All food costs are averages, and will vary depending on what fresh and local food is sold in your area.

Start a brand or start a gallery, if you've ever wondered how to get launched in your Dream Career, this book gives you the great general information on how to start a fashion brand to how to drop ship. If you are interested but not ready for a business plan this is the information you need. 

Now less than $7.50




 Can see what it takes to open a successful boutique or store.

This plan will help you learn what you need to put together this successful business.

Awise person once counseled –“You learn from your mistakes.” However, no one wants to make a mistake when your money and livelihood are involved. And even the best entrepreneur doesn’t want to own a business they hate to run.  So, how do you avoid expensive mistakes and soul-sucking business involvement?  You LEARN about the business!

If you’ve been working in a preschool for 10 years, you probably have enough EXPERIENCE to know that it takes a lot of WORK to look after young children.  A person, who has never spent more than 5 mins with a child…even if that person has a college degree, will have a hard time working in a preschool.

What if, while you have been working in the preschool, you have dreamed of opening a Health Food Bar?  What if you have spent the past 10 years getting the youngsters to like your creations and the parents and your friends tell you to open your own place?

You KNOW you need to learn about running a food shop, but you are working full time in the preschool. If you cannot go and work in a café – even part time- then you know you need to get the information together and PLAN out your business venture.  You need to know how much money it will take to start and where the profits are.  It is critical to know how many people to hire, how to schedule them and how to pay them.

A Business plan, if laid out nicely, will help you understand what you need to run your business.  You can easily create one using the information found in any college level business text book, and you can always pay your lawyer or accountant to make one for you.  Even if you buy one from a service, a business plan will give you information you need to make the best decision on whether to start a business or continue with the job you have.

Even ​if you cannot cook, you can open this restaurant.                    

 This basic business plan will show you what you need to plan for so you can start up without a huge investment!

Create Income by Running Successful Seminars

Many people are making money from running seminars.  Check your mailboxes and read the ads on just about every website and on live T.V.  Everywhere you look, someone is offering a seminar to teach you their method of everything from meditation to making money. Some people make hundreds of dollars a week from podcast subscribers and other people make thousands of dollars a month leading  SeminarsandWorkshopsIf you also have a talent for organization; meaningful experiences or even hobbies or skills, it could be time for you to start a seminar series.

You, a smart entrepreneur, know that, today, thanks to the internet, more people than ever are interested in learning about starting a business.  People KNOW that this is one of the best times in history to start a business.  Yet these same people, for whatever reasons, never had the chance to attend business school.  Many people never went to college and they feel they lack the ability to start a business.  But with the proper materials and a little preparation, you can lead an encouraging seminar that will inspire these people to begin!

ORGANIZATION: If you are an organized person, it will be easy for you to create a seminar (lesson) plan, study and organize the materials you want to use to lead your seminar.  If you are not familiar with the subject, you should purchase a book or teaching materials to use in the seminar.

MEANINGFUL EXPERIENCES: Have you done or experienced something that YOU feel is inspirational?  Did you meet an inspirational person; visit an inspirational landmark; finish a book or see a movie that taught you a lesson?  These are all things that will make a seminar more interesting

HOBBIES OR SKILLS:  Do you knit, cook or make pottery?  Are you a carpenter or a mechanic? Do you collect stamps, coins or baseball cards?  If you have experience in any of these things you may already have the basis for your seminar.  People are always interested in improving skills or learning different techniques. And many of those people will want to turn what they learn into a business of their own.

Above all is your positive attitude and willingness to do what it takes to succeed.  So whether you hold an occasional ‘backyard workshop’ or you have a continuous ‘twice weekly’ entrepreneur seminar, you can leverage it into a paying career. 

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Start a Profitable Franchise:

ook – you do not have to go to business school or even graduate college!

Just because you do not happen to be a person who has gone to business school and spent thousands of dollars to do that – that does not mean you will not be successful.  The founder of Kentucky Fried Chicken, Harlan ‘Colonel’ Sanders left school in the 7th grade. But Kentucky Fried Chicken is one of the biggest franchises in the world.

How did that happen?  How did a guy with a 7th grade education and no ‘Business College’ do this thing that people say is impossible?

He did not listen to the ‘haters’.  He just kept cooking his chicken and seasoning it up the way the customers liked it, and when he outgrew his space, he took his original idea, his recipes and his customers and created a FRANCHISE by immediately opening several more.

This is an easy formula to follow.  You start this year.  Even if you do not have ‘recipes’ for success, you can still open a successful restaurant franchise by spending a little time learning about and researching the subject.

“The Saladry” is an excellent manual that will give you detailed information that you will need to make the decision to start your franchise business such as:

Employee costs – How much you need to budget to keep both employees and payroll taxes paid.
Opening Costs – How much do you REALLY need to have in the bank before you open? (Hint it is NOT a million dollars!)
Menu – What do I serve people to make money?
When and HOW to open additional locations.

Most Business Plans are not only expensive – in the $500 range and up -   but they are ALSO totally SPECIFIC to one shop at one location in one city. 

If you are just curious about what it takes, if you just want to read a detailed plan and THEN make the decision, you do not want to pay lawyers and accountants hundreds of dollars to make a plan that you might not decide to use!

The ‘Saladry’ is a perfect manual that incorporates a great, yet basic business plan with menu planning and cost breakdowns that are generic enough that you can use them in any city, and not be limited to one location in one city.

You can use this plan as is or you can change it to suit your needs. If you want to be strictly VEGAN, you can easily eliminate the meat from the menu – if you want more deserts, you can add them in.  You can even schedule a day to be closed.

Once you get it, this is YOUR plan.

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Business Income

Every Month

The Easy Way you can start now to increase your cash flow EVERY MONTH!

Are you having trouble paying your rent?  Do you cut employee hours because you can’t pay them?  Do you stay closed several days a week because you cannot afford to pay the utilities? This happens to many small businesses – especially when they are just starting. Today’s world offers many challenges to small organizations, especially the businesses who exist to serve their communities, such as clothing boutiques, restaurants and small convenience stores.  If you are a small, ‘micro company’, you know the monthly stress you often experience because of a repair bill sometimes less than $100.00.

Because you know that success in your goals depends on maintaining contact with your regular patrons, and establishing contact with potential new customers; you have built and spend money, time or both to maintain a website that shows your stock, menu, available services and hours.

You KNOW that you can use your website to passively generate income for your business, but do you know how to start?

This is so simple, you will laugh when you realize how easy this is! There are many companies that will place interesting yet dignified ads on your web pages and they pay you every time someone clicks on one of those ads. Companies like Bing, Google, Chitika and others PAY YOU as much as 99 cents, every time someone clicks through one of the ads to a website.



.........  Philippians 1:9-10 “And it is my prayer that your love may abound more and more, with knowledge and all discernment, so that you may approve what is excellent.”

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All Excellence-Success Publications now available as workshop materials.

​  Respond with the code: LICENSE 20 to receive your free certificate to   reproduce up to 20 copies to use in your seminar or distribute to your Entrepreneur group.


Excellence Follows Success

​​​​Planning for Success:

I can do all this through he who gives me strength


The Best Opportunities for Success

by ‘Divalicious’

Opportunities for success in life present themselves in unusual ways.  Sometimes the opportunities appear, at first, to be misfortunes, but if you look at them long enough you will see they are a ‘diamond in the rough’.

My opportunity came when the place I worked was ‘acquired’ by another firm.

First, they ‘downsized’ and eliminated half the people I worked with.  Then as assignments began getting shifted to other work groups, some of the remaining people left for other companies, some followed the assignments to the new work groups.  Eventually it was me and three others in a small department on a middle floor where we came in and did almost nothing, forgotten by everyone except payroll. 

Walter had his system set up to live stream his favorite sports and Mike took up knitting.  Evelyn was pregnant and determined to fly under the radar until she could leave on maternity leave and I was trying to keep up the facade of looking very busy so I wouldn’t get ‘downsized’.  But eventually I ran out of work.

I started exploring the features built in to my computer, and eventually I started fooling around with ‘Paint’.  I started making designs and learned to caption them. When I was feeling ‘blue’ I would send them to my friends.

One of my friends suggested that I have my designs printed and I sell them.  I didn’t understand, but he had an e-book on working from home and one of the careers was fabric and wall-covering designer.  I never knew that was a ‘thing’.


I downloaded it for myself and read what was up.  I could make my designs available to thousands and thousands of people who could buy fabrics, wall-coverings and even gift wrap with my art on it.  I would get a commission from each sale. I would retain ownership of my art.  I wouldn’t have to pay any fees, and I wouldn’t need to build and maintain a website.

I opened an account – it was free. And then I uploaded my work. ‘I can do all this through He Who Gives Me Strength’. I promoted myself on social media and I used the nice marketers at Fiverr to help push my designs so I would make money.

Somewhere along the way, Evelyn had her baby and our department was eventually closed.  But I had already started my new career designing fabrics and wall coverings.

 I would have never discovered my inner design talent, if I had not first lived through misfortune

Psalms 126:2-3 ...."The Lord has Done Spectacular Things for Them."

If you pour yourself out for the hungry and satisfy the desire of the afflicted, then shall your light rise in the darkness and your gloom be as the noonday. Isaiah 58:10 

WOrk from home; jobs from home; start a business; start a home business

​​​​​                 Inspire

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​​Successful Websites Take ‘Marketing Magic’

It takes a little Marketing Magic to make your website successful.

One of the big problems many people have happens after the time and money have been spent to build a website.    The smart business person will have not only created an attractive website, but also populated it with their products (if it is a retail site) or articles and advertising (if it is an information or entertainment site).

The savviest entrepreneur, however, may not take into account the multidimensional aspect of an online business.  If you are a HVAC company – for example – you may have the website only to support your locally based business.  You do not sell directly on line, but you want to have customers have a way to contact you for a service that will be performed in their homes.  You may not find it necessary to heavily advertise your on-line presence, so you use the internet as a business directory.

Everyone else MUST rely on the internet to get the attention of more than just the people within a sixty mile radius.  You need to use the internet to gain the attention of people worldwide.  You cannot do that if your business is in the basement of a building that is under a tent in a courtyard off an alley surrounded by windowless buildings that are abandoned on an island that is guarded by angry guards.

That is where your internet business is unless you remembered to take steps, earlier.

Yes, it is very hard to get to that building.  Advertising is important, but even more, you need  to optimize your website so search engines like Google and Yahoo ‘like’ it.  To do this you select ‘key words’ relevant to your website – ones that are repeated on your website, and you or the person who built it will manage those keywords so your website is one of the results when those words are searched.

Additionally you should create links to your website in social media.  You must encourage people to visit the website and like or promote it on Instagram, Facebook and other media.  Many companies will do these services for different levels of fees.

Promote your website right and get off the dark shrouded island of despair and into the ‘super mall’ of profitability.